Life insurance is one of the most important — and most misunderstood — financial decisions parents face.
In this episode of the Where Parents Talk podcast, host Lianne Castelino speaks with Laura McKay, co-founder and COO of PolicyMe, actuary and mom, to help parents understand life insurance through the lens of real family life.
Designed for moms and dads with young children, school-aged kids, teens, or young adults, this episode explains how life insurance protects your family’s lifestyle, replaces income or caregiving, and reduces financial stress during life’s most difficult moments.
Parents will learn when life insurance becomes essential, how needs change over time, and why affordable term life insurance is often the right choice for families.
In this conversation, you’ll learn about:
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What life insurance is and why it’s important for parents
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The differences between term and permanent life insurance
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How much coverage families should consider
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Common myths and mistakes parents often make
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How life insurance fits into major parenting milestones like pregnancy, buying a home, and career changes
LAURA MC KAY
Co-founder
Chief Operating Officer, PolicyMe
Mother of 2
“It answers the scary question: would my kids be okay if I wasn’t here anymore?”

